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A Vehicle Protection Plan helps cover the cost of specified mechanical repairs after your manufacturer's warranty has expired, providing peace of mind against unexpected breakdowns.
Eligibility depends on your vehicle's age, kilometres driven, service history, inspection results, and overall condition. All vehicles require approval before a plan can be issued.
No. Electrical, electronic, infotainment, battery, sensor, module (ECU/TCU), wiring and software-related components are excluded from coverage.
All plans are valid for 1 year or 15,000 kilometres, whichever occurs first, starting from the activation date on your certificate. Coverage automatically terminates once either limit is reached.
Yes. Every plan carries a mandatory waiting period of 30 days or 1,000 kilometres, whichever occurs first. No claims arising during this window are eligible. The waiting period may be waived for select vehicles at our sole discretion.
The maximum aggregate liability under any plan is: Essential ₹1,00,000, Elite ₹2,00,000, and Ultimate ₹3,00,000. We reserve the right to repair, replace or recondition any covered component. See Coverage for full details.
Yes. We offer protection plans for Petrol, Diesel and EV vehicles. Petrol/Diesel pricing depends on your vehicle's brand category, while EV plans are a flat rate per tier. Get an instant, personalised quote using the calculator on our homepage.
No. Items that wear down through normal use, such as brake pads, clutch plates, tyres, wiper blades, filters, and fluids, are not covered.
Take your vehicle to any manufacturer-authorized service centre, then send us the service advisor's contact details and job card. From there, processing times vary based on repair complexity and documentation, and our claims team will give you a timeline estimate as soon as your claim is verified. See the full process on our How It Works page.
No. Motor insurance covers accidents and theft. A vehicle protection plan covers mechanical failures of the engine, gearbox, steering/braking, and drivetrain that occur through normal use.
It depends on your plan. Essential covers the engine. Elite adds gearbox/transmission and drivetrain. Ultimate adds steering, braking, cooling and fuel system components, plus factory-fitted turbochargers/superchargers. See the Coverage page for the full breakdown by plan.
Yes. Every vehicle must pass a self-guided inspection before coverage activates. This is a short, smartphone-based video walkaround, typically completed in about two minutes.
Yes. Our plans are specifically designed for out-of-warranty and pre-owned vehicles, not just cars fresh from the showroom.
Electrical failures, accident/flood/fire damage, damage from negligence or unauthorised modification, routine maintenance, cosmetic repairs, and standard wear-and-tear items are all excluded.
Yes. Plans may be transferred to a subsequent owner, subject to Company approval, ownership verification, and a transfer administration fee.
Coverage terminates immediately, with no refund payable, if false information is provided, the odometer is tampered with, service history is falsified, or fraudulent claims are submitted.
Engine, gearbox and drivetrain repairs on out-of-warranty vehicles can run into the thousands, sometimes lakhs, of rupees. A protection plan shields you from that unplanned expense for a predictable cost, and helps maintain your vehicle's resale value.
